*Interest Rates

*Interest rates and terms effective from:

16th FEBRUARY 2010

Term (months) Interest Paid Interest Rate % P.A.
Debentures Unsecured Notes
3 On Maturity 5.40%
6 On Maturity 5.85%
12 On Maturity 6.30% 6.55%
24 Annually 6.50% 6.75%
36 Annually 7.20% 7.45%
48 Annually 7.25% 7.50%
60 Annually 8.00% 8.25%
12 Quarterly 6.15% 6.40%
24 Quarterly 6.40% 6.65%
36 Quarterly 7.10% 7.35%
48 Quarterly 7.15% 7.40%

Applications can only be made on the Form accompanying the Prospectus lodged with the Australian Securities & Investment Commission (ASIC).

The Prospectus and Investment Application Form is available by:

  • i) direct from our offices
  • ii) contacting North State Finance Limited on our toll free number 1800 069 950
  • iii) or by down loading from the web link "Prospectus", below.

    • (Adobe Acrobat Reader required to view PDF format, approx size 900KB )

    You should consider the Prospectus in deciding whether to invest in the Company's Debentures and Unsecured Notes. Investments are not a bank deposit. Investors risk losing some or all of their principal investment. No credit rating has been obtained to independently access the risk of your investment. Further general information regarding investing in debentures and fixed interest deposits can be found at the ASIC website: http://fido.gov.au or follow the link bottom of page.

    For full details of our investment offerings, please see our Prospectus & Investment Application Form by the following web link:

    Prospectus

    Investor Guide